Financial Planning is an Ongoing Process

Discover

We get to know our clients personally and financially through a comprehensive discovery session.

Strategize

Through our comprehensive planning process we will come up with an appropriate strategy to get you to your financial goals.

Implement

Once we have the appropriate strategy for reaching your financial goals we will implement the recommended next steps.

Review

We will meet virtually or in person at least once annually to have a full review of all accounts and make any necessary changes.

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Comprehensive Financial Planning

  • Holistic Financial Advice for All Things Money

    Our financial planning service gives our clients access to their adviser for any and all financial questions or concerns. Everything from which credit card to use to making a budget to lowering your taxes.

  • Real-time Understanding of your Financial Situation

    Utilizing the best financial planning tools available you will have real-time access to your financial accounts to monitor if you are on track for your goals. Great for seeing how large expenditures or a market dip affect your financial picture.

  • Virtual Meetings via Skype or Google Hangouts

    No matter where you are in the world, you will have access to your Millennial Wealth Adviser. As a virtual office, our clients live all over the USA and travel frequently but are never far from their adviser.

What is Comprehensive Financial Planning, Anyway?

RETIREMENT

We make sure that you are set to reach your retirement goals by analyzing everything from income and career expectations to 401k and asset allocation. Self-employed? Great! We understand the unique needs of business owners and how the equity they are building in their business fits into their overall retirement picture. Our clients can setup an IRA, rollover old 401k plans, and invest smarter!

EDUCATION

Are you saving for a child or grandchild to go to school? Maybe, you are trying to figure out how to pay down your own student loan debt... We help our clients make good decisions when it comes to investing for college. There are many options available and we will compare them all. Or maybe, you finished school, got your degree and a mountain of debt to go along with it... We help our clients setup a plan to pay down their debt while considering other life goals like saving for retirement or planning their next vacation.

LIFE INSURANCE

Are you alive? That probably means you will die at some point, too... We help our clients be prepared in case of the loss of life. Whether it is unexpected or in old age, we will analyze all assets and liabilities to see if life insurance is needed. Our goal is to get our clients to a point, financially, that will allow them to self insure in the event of death.

DEBT MANAGEMENT

Debt is one of the biggest factors in determining if you will reach your financial goals. Let us help you plan for paying down your debt. We look at everything such as student loans, credit cards, car loans, personal loans, and mortgages. We will figure out the best plan of action to pay down your debt while maintaining a focus on saving and reaching your other financial goals.

TAXES

Nobody likes paying Uncle Sam any more than necessary. Let us help you minimize your taxes through income planning, whether, it is to save money on your current tax bill or to better position you from a tax perspective during retirement. We believe the best strategy for the future is to be diversified with different accounts that have different tax treatment.

LARGE PURCHASE

Thinking about buying or leasing a vehicle? What about a new home? We help our clients make the best decisions when it comes to making a large purchase. There are many options and different loan types for all kinds of large purchases. The most common questions we get are around home purchases for both a primary residence or an investment property for rental income. Our comprehensive process allows us to know what makes the most sense for your individual situation.

Want to start the Financial Planning process?

“A year from now you may wish you had started today.” – Karen Lamb

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